This database is an accumulation of grievances about customer lending options and solutions that individuals provided for organizations for reaction.
Issues tend to be posted following the business reacts, guaranteeing a relationship that is commercial the customer, or after 15 times, whichever comes very first. Find out more
Issues aren’t necessarily representative of all of the customersвЂ™ experiences with a product that is financial business. Get the full story
We donвЂ™t verify all of the allegations in problem narratives. Find out more
Our interactive map reveals issues posted over the last three-years. You’ll change between your complete grievances posted or issues posted per 1,000 populace (the sum total quantity of issues into the area that is geographic 1,000 people located in that location, in line with the 2017 United states Community research (ACS) information).
Choosing the continuing condition takes one to the Consumer Complaint Database where you are able to use much much more filters or replace the period of time. See interactive map
Issues Grievances per 1,000 populace
View, sort, and filter data appropriate in your web web browser.
All problem information we publish is easily readily available for you to make use of, evaluate, and build in.
Every springtime, we are accountable to Congress about styles noticed in the issues we obtained the previous 12 months in our customer Response Annual Report.
In regards to the database
97% of grievances delivered to organizations get prompt answers
The Consumer Complaint Database is an accumulation issues about customer lending options and solutions we delivered to businesses for reaction. Grievances are posted following the organization reacts, guaranteeing a commercial commitment with the buyer, or after 15 days, whichever comes initially. Grievances referred to many other regulators, such as for instance grievances about depository organizations with significantly less than ten dollars billion in possessions, aren’t posted within the Consumer Complaint Database. The database generally updates day-to-day.
Have actually a concern by way of a product that is financial solution? We now have responses to faqs and may assist you to interact with businesses if a complaint is had by you. Discover more
What you ought to think about while using the information
This database just isn’t a sample that is statistical ofвЂ™ experiences in the market. Issues are not necessarily representative of most customersвЂ™ experiences and issues try not to constitute вЂњinformationвЂќ for reasons associated with the Suggestions Quality Act .
Complaint volume should be thought about when you look at the framework of business dimensions and/or marketplace share. As an example, organizations with increased New Jersey payday loan clients may do have more issues than companies with a lot fewer consumers. We encourage you to definitely set grievance information with community and data that are private for extra framework.
The Bureau publishes the consumerвЂ™s narrative description of his / her knowledge in the event that customer opts to generally share it openly and following the Bureau takes tips to eliminate information that is personal. We donвЂ™t verify most of the allegations in problem narratives. Unproven allegations in customer narratives ought to be thought to be viewpoint, perhaps maybe not reality. We usually do not follow the views expressed and also make no representation that customersвЂ™ allegations are precise, clear, full, or impartial in presentation or substance. Users should think about exactly what conclusions might be relatively attracted from issues alone.
How exactly we utilize issue data
Issues can provide us insights into dilemmas folks are experiencing available on the market which help us regulate consumer financial loans and solutions under present national customer economic guidelines, enforce those regulations judiciously, and teach and enable customers to create informed financial choices. We also report on problem styles yearly in Consumer ResponseвЂ™s Annual are accountable to Congress.
97% of issues delivered to businesses get timely reactions
Previous changes to your database
In 2017, we made some changes to the way products, sub-products, issues, and sub-issues are grouped april. The Consumer Complaint Database reveals the consumerвЂ™s products that are original sub-products, problems, and sub-issues choices in line with the choices offered from the type at that time the buyer provided the issue.
Grab the information
Our reports emphasize a number of exactly what weвЂ™re witnessing when you look at the issues we manage, but understand there are many approaches to utilize, evaluate and develop regarding the information.
ThatвЂ™s why we have the ability we have taken steps to remove personal information for you to download the data, once.
You’ll install all grievance information as either a CSV or JSON file right right here, you can also install a subset regarding the dataвЂ”such as all issues for a certain productвЂ”by filtering the total information set and exporting your outcomes.
Utilize our information
Seeking to export our information and also have more control of it? Make use of our Open Information API.